• Happy Notes From Our Customers

    Lifeline Financial |

    Happy Notes From Our Customers- Lifeline Financial.jpg

    At Lifeline Financial, our customers love us almost as much as we love them! Here are a few nice things our customers have said about us recently:

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  • Common Mistakes People Make When Buying A Home

    Lifeline Financial |

    Common-Mistakes-People-Make-When-Buying-A-Home-Lifeline Financial.jpg

    Fulfilling the dream of homeownership is an exciting time, but the reality of buying a home can be a daunting task. Purchasing a house involves one of the largest financial transactions you will ever make in your lifetime and not being prepared for what to expect can turn an exciting adventure into an overwhelming ordeal in no time.

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  • Top Five Things To Look For When Hiring A Mortgage Broker

    Lifeline Financial |

    Top-Five-Things-To-Look-For-When-Hiring-A-Mortgage-Broker-lifeline.jpg

    Buying a home is one of the most significant financial investments you’ll make, and obtaining a mortgage is one part of the purchasing process. While some people opt to shop for a mortgage on their own, due to the complex nature of a mortgage application, enlisting the services of a reliable mortgage broker has several benefits.

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  • Good Credit Alone does not qualify you for a Loan

    Ken Ntiamoa |

    There is a general misconception among potential borrowers that good credit rating guarantees a person an approval for a loan. There are three basic requirements a bank is looking for an applicant to qualify for a loan. These are commonly called, the “three Cs of credit”.

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  • WHAT DO YOU MEAN BY “EQUITY” IN A HOME?

    Ken Ntiamoa |

    There are many terminologies in the mortgage industry. The ordinary person may not know or understand many of such terminologies. But if you are ever going to borrow money using your house as security, then you must understand the word “EQUITY” as used in the borrowing language.

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  • As much as possible, avoid obtaining Joint Credit with your spouse

    Ken Ntiamoa |

    Generally, credit is granted based on income and credit rating. Many a time, for a family, income from both sides is needed to be able to qualify to purchase big ticket items such as a home, a boat, cottage and the like.

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  • Your Debts Are Not Forgiven You Just Because Time Has Passed.

    Ken Ntiamoa |

    In my long-standing practice as a Bankruptcy & Insolvency Act Insolvency Counsellor, the biggest untruth that I consistently come across is a wide held believe among many Canadians that if 7 years have passed and the banks and the collection agents have ceased calling, then your debts are wiped out.

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  • Can I keep one of my Credit Cards when I am declaring bankruptcy?

    Ken Ntiamoa |

    In a bankruptcy situation, many people dread not being able to use a credit card because they are so used to using it.

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  • YOU CAN PAY OFF YOUR MORTGAGE AND CREDIT CARD DEBTS SOONER THAN YOU THINK

    Ken Ntiamoa |

    YOU CAN PAY OFF YOUR MORTGAGE AND CREDIT CARD DEBTS SOONER THAN YOU THINK

    If you already own a home and carry a mortgage or you have credit card bills, you already know what I am talking about. Those debts never seem to go away.

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  • Can I Max my credit cards prior to filing for bankruptcy?

    Ken Ntiamoa |

    Can I Max my credit cards prior to filing for bankruptcy?

    People who are in financial difficulties and have unused room on their credit cards and lines of credit often wonder if they can use the unused credit limit before filing for bankruptcy.

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  • Should you declare bankruptcy or should you make a Proposal to your Creditors?

    Ken Ntiamoa |

    Should you declare bankruptcy or should you make a Proposal to your Creditors?

    As the calls from Collection agents continue unabated and you are spending sleepless nights worrying about what to do, may I put you on your toes by this article?

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  • The Bankruptcy Trustee Is Not Your Friend

    Ken Ntiamoa |

    The Bankruptcy Trustee Is Not Your Friend

    “ Be warned that the bankruptcy trustee is the prosecutor, the judge and the jury all rolled into one.”

    Let me ask you this question. If you were faced with a criminal offence, would you face the prosecutor, the judge and the jury alone? Probably, not!  You would go to court in the company of a good lawyer.

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  • YOUR OPTIONS FOR SOLVING FINANCIAL PROBLEMS

    Ken Ntiamoa |

    Even for the most astute, it is not so difficult to face financial difficulties, even if it is a temporary difficulty. You can lose your job all of a sudden. That certainly can put you in a financial bind, if you don’t have a nest-egg of savings to rely on and your EI benefits run out before you find a new job.

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  • The Lifeline Financial Difference

    Lifeline Financial |

    The Lifeline Financial Difference

    Thanks for stopping by our blog. If you’re looking for more information about Lifeline Financial, you’ve come to the right place.

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  • Meet The Face Behind Lifeline Financial

    Lifeline Financial |

    Meet The Face Behind Lifeline Financial

    I’m Ken Ntiamoa, proud owner of Lifeline Financial.

    I look forward to sharing my story. I hope that you will enjoy getting to know me better.

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  • Announcing the new website

    Lifeline Financial |

    We are delighted to announce the launch of our new website!

    Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer.

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  • New Website Under Construction

    Lifeline Financial |

    New Website Coming Soon! We are currently revamping our website. Our new website will be interactive and mobile friendly! Watch this space for updates. Just few more…

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